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Opt for a
stable insurer While
most insurers provide fair settlements, time is money, too. Be sure
the carrier you choose has a reputation for fast claim service. |
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Ask about
discounts Some insurers offer multiple car
discounts and safe driver discounts -- even discounts based on years of
experience or retirement status. |
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Don't Over-Insure
Choose only the coverage you need. For example, if your car is over
5 years old, maybe you should drop collision insurance. |
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The Comprehensive
Coverage Question Without this option, you
will not be paid for fire, theft, vandalism, or other losses out of your
control. |
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Don't Under-Insure
Saving a few dollars up front could cost you a significant amount of money
at the time of loss. |
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Uninsured
Motorist Coverage This is an important saver
in the event you are the victim of a hit and run driver, or one without
insurance. |
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Select the
Right Deductible By "self insuring" what you
can afford, deductibles can save you significant premium dollars. |
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Towing &
Replacement Vehicles Following an accident,
without this coverage, you might have to go "out-of-pocket" to move your
auto or rent a replacement auto. |
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Choose the
Appropriate Limits Don't underestimate jury
awards - often they are astronomical. Consider liability coverage
carefully. |
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Collision
Coverage If you have a car loan, this insurance
is required but you should protect your interests too in the event your
car is badly damaged by unknown persons. |
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Excess Liability
This is economical insurance that picks up where you auto liability leaves
off. It can save you huge amounts in the event of a monumental large
judgment against you. |
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Talk To Us!
We're independent agents representing several companies that want to compete
for your business.
We "shop for you" |
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